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SPD Japan 日本語 Contact

This English translation of the Disclosures under the Payment Services Act is provided for reference only and has no legal effect. The Japanese version is the sole authoritative and legally binding text. In the event of any discrepancy or conflict between this translation and the Japanese version, the Japanese version shall prevail. The statutory disclosures required under the Payment Services Act are made in the Japanese version. 日本語版（正本）

LEGAL

Disclosures under the Payment Services Act

Pursuant to the Payment Services Act (Act No. 59 of 2009), the Company makes the following disclosures regarding "SPDPoint (unit: SPDP)," a prepaid payment instrument for own business provided by the Company.

Contents

Issuer

SPD Japan K.K.

Amount Available for Payment, etc.

1 SPDP = JPY 1. There is no upper limit on the amount of SPDP that may be held.

Period of Validity

There is no expiration date.

Contact Information

7-7-7 Roppongi, Minato-ku, Tokyo, Japan / SPD Japan K.K. / info@spdjp.com (This is the point of contact for inquiries regarding the issuance and use of SPDP.)

Places of Use

SPDP can be used to purchase products and services on the Company's e-commerce site.

Precautions for Use

SPDP cannot be refunded, except where a refund is permitted under the Payment Services Act.

How to Check the Unused Balance

The unused balance can be checked in the wallet the customer uses.

Method of Safeguarding User Funds (Purport of Article 14, Paragraph (1) of the Payment Services Act)

As a system for protecting holders of prepaid payment instruments, the provisions of the Payment Services Act require that assets be safeguarded by making a security deposit for issuance, etc., with the Legal Affairs Bureau (the official depository) in an amount equal to or greater than half of the unused balance of the prepaid payment instruments as of March 31 and September 30 of each year.

Details of the Rights Provided for in Article 31, Paragraph (1) of the Payment Services Act

In the unlikely event that it becomes necessary, holders of prepaid payment instruments may, pursuant to the provisions of Article 31, paragraph (1) of the Payment Services Act, receive payment from the security deposit for issuance safeguarded in advance, in preference over other creditors.

Classification of Deposit of Security Deposit for Issuance, etc.

As its method of safeguarding user funds, the Company has adopted the "deposit of the security deposit for issuance."

Compensation for Losses Arising from Unauthorized Transactions

The Company shall not be liable in any way for losses incurred by customers due to unauthorized access, tampering, hacking, or other unauthorized use, except where the Company is liable under the Terms of Use or laws and regulations.

Procedures for Compensation

For the procedures that apply when the Company compensates a customer for losses, please review the Terms of Use and contact the point of contact listed above.

Public Disclosure of Unauthorized Transactions

If an unauthorized transaction occurs, the Company will investigate the unauthorized transaction and, if it determines that public disclosure is necessary in consideration of the extent of the losses incurred by customers and other factors, will publicly disclose the details of the unauthorized transaction.

Terms of Use: https://www.spdjp.com/terms-and-conditions

Privacy Policy: https://www.spdjp.com/privacy-policy

Disclosures under the Payment Services Act SPDP Terms of Use Privacy Policy